Weekly Monthly
Savings Regular savings    
  College fund    
Rent/mortgage Monthly payment    
  Condo/neighborhood fees    
Food Eating out    
  Lunch at work    
  Sodas, snacks at work/school    
  Stops at convenience store    
  Fast food    
  Groceries    
  Other    
Clothing/Shoes      
Entertaining      
Holidays Gifts    
  Travel    
  Decorating    
  Holiday parties, etc.    
  Cards plus stamps    
Gifts      
Movies Going to the movies    
  Renting /Buying movies    
  Late fees for rentals    
  Cable on-demand movies    
Theater/ Concerts      
Sports      
Communications Telephone    
  Cell phones    
Computer expenses High-speed internet access    
  Software programs and games    
  CD burners, cords, cameras, etc.    
  Buying a new computer    
Television Cable or satellite TV fees    
  TiVo boxes and monthly fees    
  Buying a new TV    
Automobiles Car loan payments    
  Gasoline    
  Car washes    
  Repairs and upkeep    
Vacations      
Body upkeep Health club/gym membership    
  Hair cuts and color    
  Cosmetics    
  Other    
Hobbies Equipment    
  Workout clothes    
  Other    
Pets Vet bills    
  Toys and collars    
  Regular medicines    
  Pet food    
Credit cards Monthly minimums/Paydown balances    
Student loans Monthly minimums    
Other loans Monthly minimums    
  Late fees    
ATM use Withdrawals/user fees    
Home Maintenance Utilities (gas & electric)    
  Painting, repair, maintenance    
  Kitchen gadgets    
  Decorating, furnishings, rugs, etc.    
  Yard service    
  Garden/lawn plantings, etc.    
  Maid/Housekeeping services    
  Other    
Financial obligations Home/apartment insurance    
  Auto insurance    
  Other    
Medical expenses Health insurance    
  Doctor/Dentist co-pays    
  Uncovered expenses/deductibles    
  Prescription drug costs/co-pays    
  Over-the-counter medicine    
  Other    
Charity      
Reading Books, magazine subscriptions    
Music CDs, downloads, Ipods, etc.    
Other expenses      
       
TOTAL EXPENSES   $0.00 $0.00
TOTAL INCOME      
WHAT’S LEFT   $0.00 $0.00